Empowering you with Financial Literacy

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The national best-seller that readers love, making it one of the most gifted books! Why have you not read it yet?
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Empower yourself through a live talk that will change the way you think about money. Small steps to financial fitness.
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Let's Talk Money is your guide to financial stability and freedom. Join me as I delve into a wide array of topics each week.

Books & Audiobooks

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Lets Talk Mutual Funds
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marathi book cover
Monika malayalam cover photo
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EMPOWERTalks

Personal Finance Talks by Monika Halan help you to get control of your money life. Very easy and practical moves that nudge you into taking that very difficult first step towards financial control.
Monika does not promise to get you rich quick. There is no secret sauce that’s in short supply. She initiates you into a lifetime of good money habits.
I was always struck by her focus on the consumer. She would ask all the hard questions about complex economic affairs and then work to communicate them simply to her audience
Nandan Nilekani
Highly Recommended Talks

TEACH YOURSELF THE MONEY MATHEducation

Do you find yourself intimidated and confused with day to day financial decisions? Do you feel like you struggle with concepts and terms related to finance? Educate yourself with a series of videos and podcasts by Monika Halan. She explains the most complicated concepts with simplicity and ease to help you kick start your financial journey.

Thank you Monika!

Ms. Monika Halan was awesome! Everyone loved her. .The money mantras and investment knowledge she shared with the students will be a lifeline lesson for them. She has talked about how to create wealth and financial success which is very important in the present scenario.
Dr. Gargi Pant Shukla Associate Professor - Doon Business School
Monika’s book ‘Let’s Talk Money’ forms the cornerstone of an elective course in Personal Finance at SPJIMR. A highlight of this course is an interactive session with the author herself, where students are always enthralled by Monika’s immense knowledge, clear insights, and her ability to unhesitatingly call a spade a spade. Thank you again, Monika!
Mr. Ananth Narayan Former Associate Professor (Adjunct) - SPJMIR
Monika has been a speaker at many of Cafemutual events right from the beginning. She is not only articulate, she speaks with great clarity and erudition. She champions the investors rights and exhorts the entire ecosystem of financial services to adopt higher professional standards and transparency! More power to her!
Mr. Prem Khatri CEO - Café Mutual
'It's an excellent read - riding on the author's characteristic candour and domain expertise that equips her to explain financial concepts and instruments in the simplest manner without talking down to her audience.
Menaka DoshiFormer Editor - Bloomberg Quint
Monika demystifies an extremely difficult topic: personal finance. Her Dhan Chakra session was not only informative but also busted some investment myths that one commonly gets pulled into in the name of investment planning.
Ms. Deepa ViswanathanDirector Group FP&A, CFO, Co-lead India D&I Employee Networks - Credit Suisse
This is something that we should be learning in high school! Monika’s talk on ‘What to do with my salary’ delivered some very important concepts that even as a professional with a work experience of over 6 years were revelational to me. I hope everyone gets the opportunity to hear Monika talk and learn from her the essential concepts that the today’s educational system fails to deliver.
Dr Ruchi AgarwalStudent - London Business School

Latest Reads

January 11, 2025
Between the rich and the poor, the middle is stuck
As yet another budget rolls up, the usual expectation of a tax cut has reared its head again among the Indian middle-class that continues to seek a cut in the burden that they carry disproportionately for all those who don’t. Personal income taxes, paid by less than 5% of the total population, pulled 19% of...
January 3, 2025
Money lesson for 2025: Keep faith in basics
If you were to read the news reports about your own earning, spending and saving patterns, you would think that you are earning less due to stagnant wages, spending less due to inflation, and saving less due to repayment of loans. And this is contributing to a slowing economy and therefore, the cue is to...
December 11, 2024
What ails the health insurance industry
Murders usually stoke a rush of sympathy for the victim and her/his family, as it should. But the murder of Brian Thompson, CEO of UnitedHealthcare, on a New York street on December 4, 2024, instead brought to the surface the simmering public anger against insurance firms which “deny, defend and depose” as a strategy to...

About Monika

Monika Halan is a trusted personal finance writer, speaker and author who helps families get their money decisions right. She is the founder of Dhan Chakra Financial Education and the best-selling author of Let’s Talk Money that is now available in Hindi, Marathi and Punjabi as well. She is an Adjunct Professor at the National Institute of Securities Markets, a Sebi-founded educational institution and at Banasthali Vidyapeeth, Rajasthan. She is the Chairperson of Sebi Advisory Committee for Investor Protection and Education Fund.

She is a regular speaker on financial literacy, regulation, inclusion and consumer issues in retail finance. She has a Master’s in Economics from the Delhi School of Economics and a second Master’s in Journalism Studies from College of Cardiff, University of Wales, UK. She has worked across various media organisations in India, including MintThe Economic Times and The Indian Express, and was Editor Outlook Money. She has run four successful TV series around personal finance in NDTV, Zee and Bloomberg India.

She was a Director on the Financial Planning Standards Board India and is a Member of the Editor’s Guild.

She is an author of the best-selling book Let’s Talk Money (Harper Collins, 2018). The Hindi translation Baat Paise Ki was released in 2020, Marathi and Punjabi in 2022. Her first book Seven Steps to Financial Freedom was published by Macmillan in 2005.

She was chosen as a Yale World Fellow in 2011 and was a Visiting Fellow at the German Institute for Global and Area Studies, Hamburg, Germany in 2022.

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